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Kasey Miehlke
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Decks in this class (18)
Types of Policies
Ordinary whole life insurance,
Limited pay,
Single premium
3
cards
Interest/market-sensitive/adjustable life products
A type of permanent life insuranc...,
Provides life long protection wit...,
A variation on a standard univers...
5
cards
Term Life
Your premiums and death benefit s...,
You take out a 300 000 30 year de...,
Allows term life insurance policy...
6
cards
Annuities
One 25 000 premium at the start a...,
When an individual pays a single ...,
An annuity where your money less ...
6
cards
Combination plans and varations
First to die,
Second to die
2
cards
Policy riders
Pays all monthly deductions while...,
Let you increase the amount of yo...,
A provision under which premiums ...
10
cards
Policy provisions and options
Is the entire final complete and ...,
He insurer is required to pay a c...,
15 days
26
cards
Policy exclusion
Risk insurance is offered as a se...,
No death benefits will be paid un...,
A risk individuals working in a s...
3
cards
Completing the application
The signature of the applicant po...,
Remove a name from a joint life i...,
Being that the individual may pos...
9
cards
Underwriting
Say you start a business and hire...,
Information about a person s cred...,
Gives you the right to be told if...
5
cards
Delivering the policy
Once your application has been ap...,
A producer must explain policy pr...
2
cards
Contract laws
The application and payment of th...,
If the insurance company agrees t...,
Parties who are themselves legall...
8
cards
Group Life Insurance
Change your existing policy from ...,
Employees pay a portion of the pr...
2
cards
Retirement Plans
401k and profit sharing plans,
Exempt from the regulations and t...
2
cards
Life Insurance needs analysis/suitability
If a 40 year old currently makes ...,
Using a multiple of five 1 000 00...,
A life insurance policy that a bu...
4
cards
Tax treatment of insurance premiums, proceeds, and dividends
A policy that is paid by one pers...,
This is a type of permanent life ...,
A term for a cash value life insu...
3
cards
Colorado State Laws
Brings together consumers the ins...,
Unfair decimationmisrepresentation,
Conviction of a felony the use of...
15
cards
Colorado Statues Rules and Regulations Life Insurance
Existing policy or contract means...,
Five years until the next regular...,
An individual eligible for covera...
5
cards
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Colorado Life Insurance
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