- decks
- flashcards
- learners
Decks in this class (51)
3.1 The Property Market
What is the primary role of a fin...,
Which of the following was a key ...,
Under the mortgage market review ...
8
cards
3.2 The Mortgage Market
Which type of lender provides fun...,
What is the main reason most buy ...,
What distinguishes specialist len...
8
cards
3.3 The Mortgage
What is the minimum age requireme...,
Which of the following would disq...,
What does the property element of...
8
cards
3.4 Different Types Of Borrowers
Which of the following borrower t...,
What is the minimum rent coverage...,
Which borrower type includes exec...
12
cards
3.5 Mortgage Regulation
Which regulatory sourcebook gover...,
What is the primary legal charge ...,
Which organisation took over cons...
11
cards
3.6 The Mortgage (Mortgage and Land)
What is the legal mechanism that ...,
Under the law of property act 192...,
Which type of mortgage arises whe...
13
cards
3.7 Land Tenure
What is the legal term for full o...,
A leaseholder has owned their fla...,
Which of the following is a key d...
8
cards
3.8 Land Registration
What is the strongest class of ti...,
A buyer purchases a property but ...,
Which register shows the legal ow...
10
cards
3.9 Law of Contract
Which of the following is not one...,
A borrower agrees to a mortgage o...,
Under the principle of caveat emp...
8
cards
3.10 The House Buying Process
A buyer makes an offer on a prope...,
Which of the following is a respo...,
What is the typical deposit paid ...
10
cards
3.11 Mortgage Regulation (Law and Process)
Under mcob rules which document m...,
A firm creates a leaflet advertis...,
Which of the following customers ...
10
cards
4.1 The Advice Process
A mortgage adviser begins a meeti...,
A client wants a mortgage that al...,
Which of the following would most...
10
cards
4.2 Ethical Advice
Which fca principle requires firm...,
A mortgage adviser recommends a p...,
Under the consumer duty which of ...
10
cards
4.3 Responsible Lending
A borrower applies for an interes...,
Under mcob 11 what must lenders d...,
Which of the following would be c...
10
cards
4.4 Confirming Outgoings
What type of expenditure includes...,
A borrower s bank statement shows...,
Which of the following would be c...
8
cards
4.5 Guarantees and Guarantee Mortgages
What is the maximum debt allowed ...,
A borrower has a ccj marked as sa...,
Which of the following would make...
10
cards
4.6 Suitability and Affordability
Under the mortgage market review ...,
A client is employed and receives...,
A client is self employed with a ...
10
cards
4.7 The Property
Which of the following property t...,
A client is purchasing a leasehol...,
Why might a property built with m...
9
cards
4.8 Environmental Factors
Which of the following is a poten...,
A buyer is purchasing a home buil...,
A client wants to purchase a hous...
10
cards
4.9 Lenders Security
Which of the following best descr...,
A client receives a homebuyer s r...,
A property has visible cracks in ...
14
cards
4.10 Planning Consent and Building Regulations
A buyer is interested in a proper...,
Which of the following does not r...,
A client purchases a grade 2 list...
12
cards
4.11 Higher Lending Charge (HLC)
When is a higher lending charge h...,
Which of the following best descr...,
If a mig insurer pays out 12 000 ...
8
cards
4.12 Buy-to-Let Rental Yields (BTL)
Which of the following yield type...,
Which of the following best descr...,
What is the main concern of the p...
6
cards
4.13 House Buying Costs
Which of the following is true re...,
Which search would reveal whether...,
In which situation would the 3 sd...
10
cards
5.1 Income Protection Policies
Which of the following would not ...,
What is a common reason people in...,
Jessica earns 20 000 a year she a...
6
cards
5.2 Protection Policy For Mortgage
Which of the following is true ab...,
Which factor is not typically con...,
Jessica and robert own a house as...
6
cards
5.3 The Financial Lifecycle
At what life stage is income prot...,
Which of the following is the lea...,
David and lisa both in their late...
6
cards
5.4 Prioritisation of needs
Which of the following would gene...,
Which of the following protection...,
Which of the following factors wo...
8
cards
5.5 State Protection
Which of the following individual...,
What is the maximum savings limit...,
Amy is 34 self employed and recen...
10
cards
5.6 State Benefits
Which of the following state bene...,
Which benefit is not included in ...,
Jack has paid class 1 nics and re...
10
cards
5.7 Term Insurance
Which of the following statements...,
A client with a repayment mortgag...,
What happens if a term insurance ...
9
cards
5.8 Whole Of Life Policy (WOL)
Which of the following correctly ...,
A client wants to cover inheritan...,
Which factor would not typically ...
13
cards
5.9 Guaranteed Premiums
Which of the following is a key f...,
Raj took out a reviewable ipi pol...,
Which rider benefit ensures insur...
13
cards
5.10 Employee Protection
Which of the following best descr...,
A small business owner wants to o...,
Under an employer provided group ...
14
cards
5.11 Property Insurance
Which of the following is not a s...,
Which of the following would inva...,
Under the consumer insurance disc...
10
cards
6.1 Repayment Methods
Which of the following is true re...,
Under mcob 47a what must a lender...,
Which of the following repayment ...
10
cards
6.2 Calculating Interest
Which of the following interest c...,
Emily takes out a 150 000 mortgag...,
Why is the monthly rest interest ...
9
cards
6.3 Endowment Policies
Which of the following would make...,
A client holds a unit linked endo...,
Which of the following features i...
10
cards
6.4 Collectives
Which of the following best descr...,
Sophie a higher rate taxpayer rec...,
In an oeic who is responsible for...
8
cards
6.5 Individual Savings Account (ISA) Mortgages
Why must separate life cover be t...,
An investor aged 17 wants to open...,
A borrower dies leaving an isa us...
11
cards
6.6 Pension Mortgage
Which of the following best descr...,
Sally is 72 and uk resident with ...,
Ben earns 290 000 his annual allo...
10
cards
6.7 Mortgage Interest Options
Which of the following best descr...,
What is refinancing risk most clo...,
Why might a fixed rate mortgage b...
8
cards
6.8 Mortgage Features
A self employed borrower with irr...,
A borrower has a 200 000 mortgage...,
Which of the following is not typ...
9
cards
6.9 Buy to Let
Which statement accurately descri...,
Which of the following is a requi...,
A borrower owns 5 rental properti...
8
cards
6.10 Various schemes
Under a shared ownership scheme t...,
Brandon purchases a 50 share of a...,
A shared owner wants to sell thei...
8
cards
6.11 Equity Release
Which of the following statements...,
Which qualification must a mortga...,
When can a lender demand repaymen...
8
cards
6.12 Increasing Borrowing
A borrower applies for a further ...,
When a lender issues a further ad...,
If a second charge mortgage exist...
10
cards
6.13 Changes to a mortgage contract
Elena and tom jointly own a home ...,
James bought his property as an o...,
Which statement best describes th...
10
cards
6.14 MCOB 13: Arrears and Repossessions
A lender becomes aware that a cus...,
According to mcob 13 when should ...,
Under mcob 13 what is the maximum...
8
cards
6.15 Support from Mortgage Interest (SMI)
1 when did support for mortgage i...,
What type of legal charge secures...,
Which of the following benefits w...
8
cards
6.16 Legal Remedies on Default
Which legal remedy allows a lende...,
What is the term used for the bor...,
Under mcob 13 how long does a len...
8
cards
More about
CeMap 2 2025
- Full test name Unspecified
- Test acronym Unspecified
The creator of this class did not yet add a description for what is included in this class.
How studying works.
Brainscape's adaptive web mobile flashcards system will drill you on your weaknesses, using a pattern guaranteed to help you learn more in less time.
Add your own flashcards.
Either request "Edit" access from the author, or make a copy of the class to edit as your own. And you can always create a totally new class of your own too!
What's Brainscape anyway?
Brainscape is a digital flashcards platform where you can find, create, share, and study any subject on the planet.
We use an adaptive study algorithm that is proven to help you learn faster and remember longer....
