This class was created by Brainscape user Keesha Anderson. Visit their profile to learn more about the creator.
By:
Keesha Anderson
- decks
- flashcards
- learners
Decks in this class (29)
Topic 1 - Property and mortgage markets
How did the credit crunch affect ...,
After credit crunch,
What affects the mortgage market
7
cards
Topic 2- Mortgage application assessment
3 p s of assessing mortgage appli...,
Buy to let mortgage contract stan...,
Interest coverage ratio icr
9
cards
Topic 3 - Mortgage regulations
Types of mortgages,
Mortgage by demise,
Mortgage by way of legal charge
14
cards
Topic 4 - Principles of mortgage and property law
Conveyance,
Property acts of 1925,
Fee simple
13
cards
Topic 5 - Practical aspects of property and mortgage law
Qualified title,
Registration vs unregistered,
Running with the land
6
cards
Topic 6 - Buying a property: an overview
Principles of a contract,
Agent,
The principal
10
cards
Topic 7 - The legal aspects of property purchase
Property searches carried out,
Puisine mortgage,
Spousal interest
3
cards
Topic 8 - Regulation and the buying process
Key regulatory stages,
Suitability requirements
2
cards
Topic 9 - The role of the mortgage adviser
Advice process,
Factfind cover,
Ethical advice for customer
3
cards
Topic 10 - Assessing the applicant's financial status
What lenders need to know about t...,
Participator,
Committed expenditure
5
cards
Topic 11 - Checking the applicants credit status
Credit assessment,
Not on statements references,
Guarantee
8
cards
Topic 12 - Suitability
Why considering risk is important,
Unacceptable repayment strategies
2
cards
Topic 13 - Assessing the property
Basic info required,
Disputes that affect property value,
Reinsurance
6
cards
Topic 14 - Valuations and surveys
Valuations available,
Retention,
Valuation report
8
cards
Topic 15 - Other factors that affect the lending decision
Designated land,
Listed buildings,
Environmental factors that cause ...
6
cards
Topic 16 - Financial protection and planning
0
cards
Topic 17 - Types of financial protection 1
Equitable right
1
cards
Topic 18 - Types of financial protection
Rider benefits
1
cards
Topic 19 - Protection advice
Policy documentation,
Icobs 5,
Icobs 6
3
cards
Topic 20 - Mortgage repayment methods
Annual rest,
Monthly rest,
Daily rest
3
cards
Topic 21 - Using endowment policies for mortgage repayment
Gsa,
Smoothing,
Paid up policies
3
cards
Topic 22 - Other repayment vehicles for interest only mortgages
0
cards
Topic 23 - Interest-rate options
0
cards
Topic 24 - Other mortgage products
Rental ratio,
Interest coverage ratio,
Btl allowable expenses
3
cards
Topic 25 -Schemes for specific groups of borrower
Hybrid schemes,
Equity release council
2
cards
Topic 26 - raising additional funds from property
Deed of postponement,
Mcd exempt bridging loan,
Provisions of mcob 47
4
cards
Topic 27 - Transferring mortgages
Remortgage issues,
Portability,
Transfer of equity
4
cards
Topic 28 - Arrears and debt management
Responsibility dealing with custo...,
Notify 15 days
2
cards
Topic 29 - Lenders legal rights and remedies
Legal remedies
1
cards
More about
Cemap2
- Class purpose General learning
Learn faster with Brainscape on your web, iPhone, or Android device. Study Keesha Anderson's Cemap2 flashcards now!
How studying works.
Brainscape's adaptive web mobile flashcards system will drill you on your weaknesses, using a pattern guaranteed to help you learn more in less time.
Add your own flashcards.
Either request "Edit" access from the author, or make a copy of the class to edit as your own. And you can always create a totally new class of your own too!
What's Brainscape anyway?
Brainscape is a digital flashcards platform where you can find, create, share, and study any subject on the planet.
We use an adaptive study algorithm that is proven to help you learn faster and remember longer....
