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By:
Caroline Griffin
- decks
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Decks in this class (46)
1/A - What is Insurance?
Insurance,
How an insurance contract works,
Spreading risk
10
cards
1/B - Characteristics of Insurance Contracts
Personal contract,
Adhesion,
Utmost good faith
14
cards
1/C - Types of Insurers
Government insurers,
Private insurers,
Stock insurance companies
17
cards
1/D - Hazards and Risk
Risk 2 meanings,
Speculative risk,
Pure risk
18
cards
1/E - Risk Management
Intro to risk management,
Avoidance,
Reduction
6
cards
1/F - Important Terms
Simple insurance terms,
Policy period,
Binder
9
cards
1/G - Types of Hazards and Fraud
Types of hazards,
Moral hazard,
Morale hazard
7
cards
1/H - Cause and Loss
Proximate cause,
Occurrence,
Occurrence as proximate cause
7
cards
1/I - Interest, Subrogation, and Claims
Insurance claims,
First party claim,
Third party claim
15
cards
1/J - Valuation, Deductibles, and Coinsurance
Valuation,
Actual cash valuation,
Depreciation
12
cards
2/A - The Agent and Authority
Agent,
Agent s authority,
Power to bind
15
cards
2/B - What is Adjusting?
Who is a claimant,
The claim function,
What is an insurance adjusters
18
cards
2/C - Adjusting the Claim
The claim,
The steps of the claims process,
Acknowledge the claim
21
cards
2/D - Settling the Claim
Responding to the claim,
Accept and pay,
Refuse and deny
18
cards
2/E - Negotiation
Negotiation,
Liability vs property claims,
Negotiation the preliminaries
32
cards
2/F - Common Policy Provisions
Common policy provisions,
Cancellation and nonrenewal,
Unearned premiums
36
cards
3/A - Preface: The Standard Fire Policy
Introduction,
History,
165 line policy
14
cards
3/B - Dwelling
Dwelling policy eligibility,
Eligible structures,
Dwelling forms
30
cards
3/C - Personal Auto
The pap personal auto policy,
Pap eligibility,
Pap coverage
54
cards
3/D - Farm Insurance
Farm,
Types of insurance provided,
Eligibility
37
cards
3/E - Crop Insurance
Crop insurance definitions,
Crop yield insurance,
Crop hail insurance
48
cards
4/A - Commercial Property Insurance
Overview of commercial property i...,
The commercial property policy,
Contents of the dec page
71
cards
4/B - Commercial General Liability
What a commercial general liabili...,
Chapter outline,
Occurrence vs claims made
52
cards
4/C - Professional Liability
What does it cover,
Malpractice,
Errors and omissions insurance
13
cards
4/D - Surety Bonds and Fidelity Coverages
Surety bonds,
Suretyship,
Parties to the surety bond contract
36
cards
4/E - Commercial Package Policies
Commercial package policies,
Benefits to policyholders,
Representative lines of coverage
49
cards
4/F - Commercial Auto
Basic business auto policy bap,
Coverage symbols 1 3,
Coverage symbols 4 6
26
cards
4/G - Commercial Crime Insurance
Commercial crime insurance,
Commercial or government crime an...,
Two forms of commercial crime ins...
32
cards
4/H - Boiler and Machinery
Equipment breakdown protection co...,
Breakdown,
Covered equipment
28
cards
5/A - Flood Insurance
Intro to flood insurance,
The nfip,
Flood insurance rate map firm
30
cards
5/B - Mechanical Breakdown
Mechanical breakdown insurance mbi,
Coverage,
Maintenance features of mbi policy
5
cards
5/C - Umbrella and Excess Liability
Excess liability and umbrella pol...,
Coverage,
Excess liability and the base policy
8
cards
5/D - Ocean Marine Insurance
Nationwide marine definition,
Implied warranties of an ocean ma...,
Seaworthiness
26
cards
5/E - Inland Marine Insurance
Inland marine insurance an overview,
Eligible property,
Controlled line floaters
32
cards
5/F - Aviation Insurance
Aviation insurance,
Aviation risk pool,
Aviation insurance policies
20
cards
5/G - AR Workers' Compensation Insurance
What is workers comp,
Before workers comp,
Monopolistic vs competitive
11
cards
5/H - Health Insurance
Evidence of coverage,
Deductible copayment coinsurance,
Out of pocket network provider ca...
17
cards
5/I - AR Residual Markets
0
cards
5/J - Additional Coverages
Additional coverages,
Time element insurance,
Business interruption insurance
9
cards
5/K - Federal Terrorism Insurance
History of federal terrorism insu...,
Terrorism risk insurance act tria,
Coverage
6
cards
6/C - Fiduciary Duty and Ethics
Fiduciary duty,
Liasion,
Ethical behavior
30
cards
6/D.1 - AR Unfair Trade Practices
Ar unfair competition and unfair ...,
Unfair claims settlement practices,
Miscellaneous prohibited practices
7
cards
6/D.2 - AR Consumer Privacy Protection
Fcra,
Iippa,
Hipaa
3
cards
6/E - AR Adjuster Licensing and the Role of the Commissioner
License and lines of authority,
Qualifications and process,
License maintenance
5
cards
6/F - Fraud
Insurance fraud,
Hard soft fraud,
Fraud is a big problem
16
cards
6/G - Insurance Rating
Insurance rating,
Rating system,
Auto insurance ratings
5
cards
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Insurance Adjusting
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