This class was created by Brainscape user Tela Gerber. Visit their profile to learn more about the creator.

Decks in this class (27)

Unit 1: General Insurance
What are the 2 types of risk,
What are speculative risks,
What are some examples of specula...
114  cards
Unit 2: Life/Health Insurance Underwriting
What is an underwriting,
Who is frequently referred to as ...,
What can be done if a produce fin...
37  cards
Unit 3: Basics Of Life Insurance
When the owner of a life insuranc...,
What is third party ownership,
To have a life insurance policy i...
47  cards
Unit 4: Types Of Life Insurance Policies
Term life insurance,
Level term life insurance,
Decreasing term life insurance
53  cards
Unit 5: Life Insurance Riders
What are life insurance riders,
What is the waiver of premium rider,
What is the disability waiver for...
23  cards
Unit 6: Life Insurance Policy Options
What are the different settlement...,
What happens if no settlement opt...,
What is the interest income only ...
27  cards
Unit 7: Life Insurance Policy Provisions
Free look,
Insuring clause,
Ownership rights
32  cards
Unit 8: Group Life Insurance
What is group life insurance,
What is the general eligibility r...,
What are the types of groups elig...
21  cards
Unit 9: Annuities
What are the 2 phases of an annuity,
What is the pay in parade of an a...,
What is the pay out phase of an a...
31  cards
Unit 10: Taxation Of Life Insurance Annuities
Are premiums paid for individual ...,
How is interest earned on life in...,
How are full surrenders taxed
23  cards
Unit 11: Retirement Plans
Iras,
When are ira contributions tax de...,
What are some products that ira f...
17  cards
Unit 12: Introduction To Health Insurance
What are the 2 perils health insu...,
What is hospital medical expense ...,
What is disability income insurance
27  cards
Unit 13: Affordable Care Act
What is the aca also known as,
What are some aca health insuranc...,
What are some aca health insuranc...
29  cards
Unit 14 Part 1: Mandatory Health Insurance Policy Provisions
Entire contract changes,
Time limit on certain defenses in...,
Grace period
13  cards
Unit 14 Part 2: Optional Health Insurance Provisions
Change of occupation,
Misstatement of age,
Other insurance with this insurer
11  cards
Unit 14 Part 3
Right to examine free look,
Insuring clause,
Consideration clause
5  cards
Unit 15: Disability Income Insurance
What is disability,
Own occupation,
Any occupation
41  cards
Unit 16: Medical Expense Plans
What is fee for service,
What is prepaid,
What is a comprehensive medical e...
21  cards
Unit 17: Other Health Plans
What are health maintenance organ...,
What is a co pay,
What is the gatekeeper concept pr...
22  cards
Unit 18: Group Health Insurance
What is group health insurance,
What are the eligible groups for ...,
What criteria is included in a gr...
27  cards
Unit 19: Dental Insurance
What types of coverage are usuall...,
Choice of provider,
What are scheduled plans
13  cards
Unit 20: Medicare & Medicaid
Who does medicare pay a large por...,
How does one qualify for medicare,
Who is medicare funded by
36  cards
Unit 21: Long-Term Care (LTC)
What is medicare s ltc coverage,
What is medicaid s ltc coverage,
What is ltc insurance coverage
23  cards
Unit 22: Taxation Of Health Insurance
How are medical expense policies ...,
How are medical expense policies ...,
What are the 3 types of business ...
12  cards
Unit 23: NY Law, Rules, & Regulations Common To Life, Accident, & Health Insurance
Under ny law what is a producer,
What is home state,
What is what is an insurance agent
60  cards
Unit 24: NY Law, Rules, & Regulations Pertinent To Life Insurance Only
What provisions must be included ...,
What is the grace period provision,
What is the incontestability prov...
31  cards
Unit 25: NYS Law, Rules, & Regulations Pertinent To Accident & Health Insurance Only
Ny allows the opportunity to stay...,
What are some required provisions...,
What is the purpose of the coordi...
42  cards

More about
Insurance Life & Health

  • Class purpose General learning

Learn faster with Brainscape on your web, iPhone, or Android device. Study Tela Gerber's Insurance Life & Health flashcards now!

How studying works.

Brainscape's adaptive web mobile flashcards system will drill you on your weaknesses, using a pattern guaranteed to help you learn more in less time.

Add your own flashcards.

Either request "Edit" access from the author, or make a copy of the class to edit as your own. And you can always create a totally new class of your own too!

What's Brainscape anyway?

Brainscape is a digital flashcards platform where you can find, create, share, and study any subject on the planet.

We use an adaptive study algorithm that is proven to help you learn faster and remember longer....

Looking for something else?

Life & Health Insurance Exam
  • 15 decks
  • 972 flashcards
  • 337 learners
Decks: Chapter 1 General Insurance, Chapter 2 Life Basics, Chapter 3 Types Of Policies And Riders, And more!
Make Flashcards