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Joel Mitchell
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Decks in this class (26)
Topic 1 - Property & Mortgage Markets
The process of packaging a number...,
A recession is usually defined as...,
Which of the following actions ha...
24
cards
Topic 2 - Types of borrower
What percentage of a building soc...,
A joint mortgage means that the b...,
A consumer buy to let mortgage wo...
31
cards
Topic 3 - Mortgage Regulation
A mortgage can only be secured us...,
Some time ago anita built a famil...,
Vladimir today applied for a comm...
23
cards
Topic 4 - Principles of Mortgage and Property Law
A property held as an estate in f...,
Where two or more loans are secur...,
The maximum number of people that...
20
cards
Topic 5 - Practical aspects of property and mortgage law
Which land registry register hold...,
If registered land has been inten...,
Pamela and gareth are buying a ho...
21
cards
Topic 6 -
Alan has agreed to pay toyah 130 ...,
Rashid has previously been happy ...,
Which of the following statements...
20
cards
Topic 7
After how many years of training ...,
Which of the following can be pro...,
A lender s solicitor carries out ...
20
cards
Topic 8 - Regulation and the buying process
When a firm shows the annual perc...,
Which of the following are requir...,
Which of the following statements...
25
cards
Topic 9 - The role of the mortgage adviser
Put the stages of the advice proc...,
Which of the following are covere...,
When identifying the solution to ...
18
cards
Topic 10 - Assessing the applicant's financial status
Which of the following is true fo...,
A lender will usually require det...,
Which of the following types of i...
20
cards
Topic 11 - Checking the applicant's credit status
The lender has discovered a defau...,
Which of the following statements...,
Credit scoring is a standardised ...
20
cards
Topic 12 - Suitability
An underlying basic principle of ...,
Will a mortgage adviser is advisi...,
Match each description to the cor...
16
cards
Topic 13 - Assessing the Property
Match each description below with...,
For which type of freehold proper...,
Parminder is hoping to buy a flat...
18
cards
Topic 14 - Valuations and Surveys
The contract for a basic valuatio...,
If a buy to let investor takes le...,
A basic valuation may make a reco...
20
cards
Topic 15 - Other factors that affect the lending decision
Sarah and sally own a semi detach...,
Which of the following is exempt ...,
Keith and helen wish to make seve...
20
cards
Topic 16 - Financial Protection & Planning
Protection for dependants in the ...,
Pmi may become a priority at whic...,
Financial protection through life...
20
cards
Topic 17 - Types of financial protection 1
Which uk state benefit is replaci...,
Housing benefit is means tested t...,
Smi is paid as a benefitloangift
20
cards
Topic 18 - Types of Financial Protection 2
Which of the following standard p...,
Damage caused by escape of water ...,
If a mortgage borrower fails to m...
20
cards
Topic 19 - Protection Advice
Whole of life assurance is a pure...,
When determining a person s budge...,
Which whole of life plans meet a ...
20
cards
Topic 20 - Mortgage Repayment
With a capital repayment mortgage...,
Assuming no changes to interest r...,
An advantage of a capital repayme...
20
cards
Topic 21 - Using endowment policies for mortgage repayment
Gavin is a cemap qualified mortga...,
Jack and june would like to arran...,
With a with profits endowment the...
19
cards
Topic 22 - Other repayment vehicles
Which of the following is true of...,
Tim invested the full isa allowan...,
Complete the following sentence a...
18
cards
Topic 23 - Interest rate options
With a lender s standard variable...,
The interest rate on a base rate ...,
Which of the following is true of...
20
cards
Topic 25 - Schemes for specific groups of borrowers
The minimum and maximum initial s...,
A buyer using a shared ownership ...,
Jeremiah and luna intend to buy a...
20
cards
Topic 27: Transferring Mortgages
Mike and maria took out their mor...,
For which of the following reason...,
Which of the following is least l...
20
cards
Topic 24 - Other Mortgage Products
0
cards
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jm cemap 2
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