1
Q
What are examples of ALT-A Loans?
A
● No Income No Assets (NINA) ● Stated Income, Stated Assets (SISA) ● No Income Verified Assets (NIVA) ● Stated Income Verified Assets (SIVA) ● No Doc ● No Ratio 32-1
NMLO
flashcards
Decks in class (37)
# Cards
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TILA RESPA INTEGRATED DISCLOSURES41
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REAL ESTATE SETTLEMENT PROCEDURES ACT61
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Truth In Lending Act72
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Equal Credit Opportunity Act28
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Fair Housing Act15
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Community Reinvestment Act3
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Home Mortgage Disclosure Act9
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Fair Credit Reporting Act21
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FACT ACT6
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Gramm-Leach Bliley Act12
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Do Not Call List8
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Federal Financial Institution Examination Council2
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Mortgage Assistance Relief Servicer5
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Mortgage Act and Practices3
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Homeowners Protection Act5
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E-Sign Act2
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US Patriot Act6
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BSA / AML9
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Dodd Frank Act1
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Safe Act33
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CFPB2
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HUD5
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Fennie and Freddie27
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FHA, VA, USDA47
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Appraisals17
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Amortization6
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Acronyms23
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Liens12
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Title22
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Deeds15
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Mortgages/ Trust Deeds14
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Reverse Mortgage9
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ARM12
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Construction4
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Alt-A1
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Other Mortgage17
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Clauses15
