List of external environment
CREATE GREAT LISTS
Competition and the Underwriting Cycle
Regulation and Legislation
Environmental Issues
Accounting Standards
Tax
Economic Outlook
Governance
Risk Management requirements
Experience from overseas
Adequacy of Capital & Solvency
Trends Demographic
Lifestyle Considerations
Institutional Structure
Mutual society (surplus distribution vs pricing at cost)
Proprietaries (public & private)
Social Trends
Technological Changes
State Benefits