FCRA

Question 1

What does FCRA stand for?

Answer 1

Fair Credit Reporting Act

Question 2

Regulation pursuant to FCRA?

Answer 2

Regulation V

Question 3

What information is included in consumer reports under FCRA?

Answer 3

Bankruptcy cases
Credit inquires
Address discrepancies

Question 4

What information can NOT be included in consumer reports under FCRA?

Answer 4

Bankruptcy cases more than 10 years old
Civil lawsuits more than 7 years old
Arrest records more than 7 years old 
Tax Liens more than 7 years old 
Collection accounts more than 7 years old