Fraud

Question 1

What year is the Fraud Act

Answer 1

Fraud act 2006

Question 2

Definition of Fraud Act 2006

Section 2?

Answer 2

A person is in breach of this section if they:
Dishonesty make a false representation and
Intend by making this representation
To make a gain for himself or another
To make a loss for another or
To expose another to risk of loss

Question 3

What is Section 3 Fraud Act 2006

Answer 3

A person is in breach of this section if they
Dishonesty fail to disclose to another person
Information which he is under a legal duty to disclose and
Intend by failing to disclose the information
To make a gain for himself or another
To cause loss to another
To expose another to risk of loss

Question 4

Section 4 fraud act 2006

Answer 4

A person is in breach of this section if
He occupies a position in which he is expected tonsafeguard
Or not act against
The financial interests of another person
And Dishonesty abaues that position and intends
To make a gain for himself or another
To make a loss to another
To expose another to risk of loss

Question 5

Section 6 fraud act 2006

Answer 5

A person is guilty of this offence if he
Has in his possession or under his control
Any article for use in the course of
Or in connection with any fraud

Question 6

Section 7 fraud act 2006

Answer 6

A person is guilty of this offence if
He makes, adapts, supplies or offers to supply
Any article knowing that it is designed or adapted
For the use in the course of or in connectuon with fraud or intending it to commit or facilitate fraud

Question 7

Section 11 fraud act 2006

Answer 7

A person is guilty of an offence if

He obtains services for himself or another by a dishonest act

Question 8

What are the 3 distinctive ways to commit fraud

Answer 8

False representation
Failure to disclose
Abuse of position

Question 9

2. List three words to describe fraud (example: Scam)

Answer 9

Con, swindle, extortion, sham, double-cross, hoax, cheat, ploy, ruse, hoodwink, confidence trick

Question 10

3. Who else other than individuals can be victims of fraud?

Answer 10

Businesses

Question 11

4. List five types of fraud

Answer 11

Loan scams Lottery scams Mobile phone fraud Benefit fraud Online fraud
CV Fraud Computer hacking Cheque fraud Dating fraud Gambling fraud
Slimming Cures Tickets scams Insurance fraud Identity fraud Inheritance fraud
Tax fraud Prize draw scams Store Card fraud.

Question 12

5. Under the victim’s code, who is susceptible to fraud?

Answer 12

Vulnerable persons

Question 13

6. Under the victims code who is classified as vulnerable?

Answer 13

Anyone under the age of 18 at the time of the offence
Anyone who is suffering from mental disorder within the meaning of the Mental Health Act 1983
Those with significant impairment of intelligence and social functioning
Those with physical disability or suffer from a mental disorder

Question 14

7. What actions should a victim of fraud take?

Answer 14

Report the matter to the bank as soon as possible
Report to the relevant organisation
Contact action fraud
Report to Police

Question 15

8. List some of the impacts that fraud has on victims.

Answer 15

Ill Health, anxiety, depression, anger
Feelings of shame
Assume blame
Vulnerability
Financial loss
Relationship problems

Question 16

9. Describe what a false document is?

Answer 16

A genuine document but has been altered or fraudulently obtained, or is being used by someone else.

Question 17

10. Describe what a fake document is?

Answer 17

copy of a genuine document, or a form of ID that does not exist.

Question 18

11. Under Section 1 of the Fraud Act 2006, How Can Fraud be committed?

Answer 18

a) Fraud by false representation (Section 2)
b) Fraud by failing to disclose information (Section 3)
c) Fraud by abuse of position (Section 4)

Question 19

21. In each case of fraud, what must be proven to complete the offence?

Answer 19

The defendant’s conduct must be dishonest
His/her intention must be to make a gain, or cause a loss or the risk of a loss to another
No gain or loss needs actually to have been made