GEN MATH 2ND PERIO

Question 1

1. What interest remains constant throughout the investment term?

Answer 1

D. Simple Interest

Question 2

2. What kind of interest is computed from the principal and accumulated past interests?

Answer 2

B. Compound Interest

Question 3

3. If you would like to invest money, which bank offer would you prefer if you do not plan to withdraw your money in 2 years?

Answer 3

D. 4% compounded interest quarterly

Question 4

4. What kind of interest is illustrated by the table below?

Answer 4

B. Compound Interest

Question 5

For 5 and 6, suppose you invested Php 20,000.00 in a bank for 5 years given a 3% annual interest.

5. How much will you get after 5 years if the bank offers a simple interest?

Answer 5

B. 23,000

Question 6

6. How much will you get after 5 years if the bank offers a compound interest?

Answer 6

B. 23,185.48

Question 7

7. It is an amount after t years that the lender receives from the borrower on the maturity date.

Answer 7

C. maturity value

Question 8

8. How much interest will P70000 earn for 1 ½ years if invested at 8% compounded semi-annually?

Answer 8

D. 78,740.48

Question 9

9. What annuity is illustrated by the cash flow diagram below? (down lahat, annually at up sa 10)

Answer 9

D. Simple Annuity

Question 10

10. What annuity is illustrated by the cash flow diagram below? (down lahat, semi annually at up sa 10)

Answer 10

B. General Annuity

Question 11

11. A purchase of a 1.5HP inverter Dual Cool Air Conditioner in cash would cost P55,998. Martin is a credit card holder subscribed to 9% compounded monthly interest. The most practical scheme he found was the offer of no down payment, but a monthly payment of P4,897.11 must be made. What type of annuity is illustrated?

Answer 11

B. General Annuity

Question 12

12. A 10-year Educational plan is offered by a financial institution who gives 6% compounded semi-annually. However, clients are requesting for monthly payment options. So, it is monthly payment of P3,000 with 6% compounded semi-annually interest.

Answer 12

B. General Annuity

Question 13

13. Which solution shows a diagram of a future value?

Answer 13

A.
200
200(1.02)
200(1.02)2
200(1.02)3
824.32

Question 14

14. Which solution shows a computation of a present value?

Answer 14

B.
200
200(1.02)-1
200(1.02)-2
200(1.02)-3
776.78

Question 15

15. Which is equal to the future value of an annuity?

Answer 15

Future value of the present value of annuity

Question 16

16. Which refers to the present value of all cash inflows to the bondholder?

Answer 16

B. Term of a Bond

Question 17

17. What type of annuity does not begin collecting regular payment until a given time interval has passed?

Answer 17

A. Deferred Annuity

Question 18

18. Monthly payments of P50,000 for 3 years that will start 8 months from now. What is the period of deferral in the deferred annuity?

Answer 18

C. 8 periods

Question 19

19. What investment allows investors to share in the ownership of the company?

Answer 19

D. Stocks

Question 20

20. What investment has a long- term promissory note issued by a corporation in exchange for a sum of money?

Answer 20

A. Bonds

Question 21

21. What earning is distributed to shareholders of a corporation so that investment will become exciting?

Answer 21

C. Dividend

Question 22

22. Which bond-related term refers to the per share amount value printed in a certificate?

Answer 22

D. Par Value

Question 23

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

23. Market Value per bond

Answer 23

Php 2,220

Question 24

For numbers 23 – 26, use the choices below to fill in the blanks.
A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250

24. Total Cost

Answer 24

Php 15,525

Question 25

For numbers 23 – 26, use the choices below to fill in the blanks. A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250 25. Total

Answer 25

Php 16250

Question 26

For numbers 23 – 26, use the choices below to fill in the blanks. A. ₱350 B. ₱2220 C. ₱15,525 D. ₱16,250 26. Price

Answer 26

Php 350

Question 27

27. What method of paying a loan is secured by an asset?

Answer 27

A. Mortgage

Question 28

28. What method of paying a loan in installment basis, usually of equal amounts of regular intervals?

Answer 28

B. Amortization

Question 29

29. Mr. Samson owns a siomai food cart business. He wants to put another food cart on a new mall in the other city. He decided to have a loan to establish the new business.What type of loan will Mr Samson apply for?

Answer 29

A. Business Loan

Question 30

30. Mr. and Mrs. Caraig want to borrow money from the bank to finance the college education of their son. What type of loan will Mr. and Mrs. Caraig avail?

Answer 30

B. Consumer Loan

Question 31

31. How much is the regular payment in the amortization of the table presented?

Answer 31

A. Php 79,010.48

Question 32

32. How much is the principal loan?

Answer 32

B. Php 53,032.66

Question 33

33. How much is the interest component of the 6th payment if the principal component is Php54,824.14?

Answer 33

A. Php 24,186.34

Question 34

34. Which of the following is a translation of the statement “Life shrinks or expands in proportion to one’s courage” into symbol?

Answer 34

A. p⋁q

Question 35

35. Which of the following is NOT a proposition?

Answer 35

A. Wait a second.

Question 36

36. What proposition has no logical connectives?

Answer 36

D. simple

Question 37

37. Which of the following is a simple proposition?

Answer 37

A. You are a child of the universe.

Question 38

38. Which of the following is a negation of the statement of “Ang jeep ay patigil-tigil?”

Answer 38

D. Ang jeep ay hindi patigil-tigil.

Question 39

39. Which of the following has a conjunction as logical connective?

Answer 39

D . I am the master of my fate, and the captain of my soul.

Question 40

40. Which of the following logical connective is used in the statement “Kapag ang jeep ay patigil-tigil, ako ay mahuhuli sa klase?”

Answer 40

D. Conditional

Question 41

41. Knowing that not all math teachers are advisers, what is the truth value of the statement: Ang lahat ng Math teachers ay gurong-tagapayo at sila ay “terror”?

Answer 41

B. False

Question 42

42. What is the value of a conditional whose hypothesis is false while the conclusion is true?

Answer 42

A. True

Question 43

43. Which of the forms of conditional proposition is the inverse of the converse of a proposition?

Answer 43

A. The proposition itself

Question 44

44. Which of the following pairs of conditionals are logically equivalent?

Answer 44

A. A proposition and its contrapositive

Question 45

45. Which characterizes the statement “You will win, or you will not win?”

Answer 45

B. It is a tautology.

Question 46

46. Which characterizes the statement p ^ ~p

Answer 46

A. It is a contradiction.

Question 47

47. Which possible tautology characterizes a valid argument?

Answer 47

B. (p1 ⋀ p2 ⋀ p3⋯⋀p_n )→q

Question 48

48. Which of the following is NOT a valid argument?

Answer 48

A. Affirming the disjunct

Question 49

49. Consider the argument below. Is it a valid argument? I: If you are a member of the Boy Scout of the Philippines, then you are responsible. II: Isaiah is responsible. III: Isaiah is a member of the Boy Scout of the Philippines.

Answer 49

B. It is not valid.

Question 50

50. Consider the two statements below. What conclusion can be drawn? I: If you are a Technite, then you are a responsible student. II: If you are a responsible student, then you study your lesson.

Answer 50

A. No conclusion can be made.