More Title 7

Question 1

Denials, reprimands, suspensions, and revocations- Hearings.

Answer 1

7-319

Question 2

Except as otherwise provided in the Administrative Procedure Act, before the Board takes any action under 7-316 of this subtitle, it shall give the person against whom the action is contemplated an opportunity for a hearing before the Board.

Answer 2

7-319 (a) Right to Hearing

Question 3

The Board shall give notice and hold the hearing in accordance with the Administrative Procedure Act.

Answer 3

7-319 (b) Application of Administrative Procedure Act

Question 4

The person may be represented by a counsel.

Answer 4

7-319 (c) Right to Counsel

Question 5

Over the signature of an officer or the administrator of the Board, the Board may issue subpoenas and administer oaths in connection with any audit or investigation under this title and any hearings or proceedings before it.

Answer 5

7-319 (d)- Subpoenas and Oaths

Question 6

If, without lawful excuse, a person disobeys a subpoena from the Board or an order by the Board to take an oath or to testify or answer a question, then, on petition of the Board, a court of competent jurisdiction shall compel compliance witht he subpoena and may punish the person as for contempt of court.

Answer 6

7-319 (e) Contempt of Court

Question 7

If after due notice the individual against whom the action is contemplated fails or refuses to appear, nevertheless the Board may hear and determine the matter.

Answer 7

7-319 (f) Ex Parte Hearings

Question 8

If after a hearing an individual is found in violation of 7-316 of this subtitle, the individual shall pay the hearing costs.

Answer 8

7-319 (g) Costs

Question 9

Except as provided in this section for an action against any health case professional under 7-316 of this subtitle, any person aggrieved by a final decision of the Board on a contested case, as defined in the Administrative Procedure Act, may:

1. Appeal that decision to the Board of Review; and
2. Then take any further appeal allowed by the Administrative Procedure Act

Answer 9

7-320 Administrative and Judicial Review

(a) In General

Question 10

1. Any health care professional aggrieved by a final decision of the Board under 7-316 of this subtitle may not appeal to the Secretary or Board of Review but may take a direct judicial appeal.
2. The appeal shall be made as provided for judicial review of final decisions in the Administrative Procedure Act.

Answer 10

7-320 (b) Action Under 7-316

Question 11

If a person notes an appeal from an order of suspension or revocation by the Board, the order is stayed.

Answer 11

7-320 (c) Stay Pending Review

Question 12

Inactive status.

Answer 12

7-321

Question 13

The Board shall place a licensee on inactive status if the licensee submits to the Board:

1. An application for inactive status on the form required by the Board; and
2. Pays the inactive fees to the Board

Answer 13

7-321(a) Application and Fees

Question 14

A licensee on inactive status may reactivate the license at any time if the licensee:

1. Complies with the continuing education requirements in effect for the year in which the licensee seeks to reactive the license;
2. Has not practiced mortuary science in the State while on an inactive status; and
3. Pays the reactivation fee set by the Board.

Answer 14

7-321 (b) Reactivation

Question 15

If a license is inactive for more than 5 years, the licensee shall take and pass the Maryland Morticians Law Examination administered by the Board.

Answer 15

7-321 (c) Examination After Extended Period

Question 16

Partnerships

Answer 16

7-401

Question 17

Two or more licensed morticians or funeral directors may practice mortuary science as a partnership.

Answer 17

7-401 (a) Partnerships Permitted

Question 18

A partnership shall be conducted under the names of all the partners.

Answer 18

7-401 (b) Required Names

Question 19

Before practicing as a partnership, the licensees shall:

1. Notify the Board that they will be practicing as a partnership; and
2. Submit to the Board the name and address of each partner.

Answer 19

7-401 (c) Application

Question 20

One or more licensed morticians or funeral directors may practice mortuary science as a professional association.

Answer 20

7-402 (a) Professional Associations Permitted

Question 21

A professional association shall be conducted under the name authorized by the Department of Assessments and Taxation.

Answer 21

7-402 (b) Name

Question 22

Before practicing as a professional association, the licensee shall:

1. Notify the Board; and
2. Submit to the Board the name and address of each member of the professional association.

Answer 22

7-402 (c) Application

Question 23

The Board may establish a school to:

1. Teach mortuary science; and
2. Gather and give out information on:
   
   1. Sanitation
   2. Preservation of dead human bodies; and
   3. Disinfection of dead human bodies, living areas, clothing, and bedding when death results from infectious disease.

Answer 23

7-403: School of Mortuary Science

(a) Authority to Establish

Question 24

The Board may adopt rules and regulations for:

1. The conduct of the school
2. Payment of tuition fees;
3. Admission of students; and
4. Issuance of diplomas.

Answer 24

7-403 (b) Rules and Regulations

Question 25

The cost of operating the school shall be derived from: 1. Tuition fees; 2. License examination fees 3. License fees; and 4. Renewal fees

Answer 25

7-403 (c) Costs

Question 26

Contract Required

Answer 26

7-404

Question 27

1. At the time a licensee makes the funeral arrangements, the licensee shall give to the individual who requested the funeral arrangements a contract that includes: 1. An itemized list of all services and merchandise that will be provided and the total price; 2. To the extent possible, a specification of any item for which the licensee will advance money to accomodate the buyer, and 3. The terms and method of payment.

Answer 27

7-404 (a) Contract of Initial Agreement (1)

Question 28

The contract shall be in duplicate and contain the signatures of the licensee, other than an apprentice, and the payor of the requested service.

Answer 28

7-404 (a)(2)

Question 29

A copy of the signed contract shall be given to the payor at the time the arrangements are finalized.

Answer 29

7-404 (a)(3)

Question 30

In addition to the contract required under subsection (a) of this sectionm the licensee shall give to the individual who requested a funeral a similar written statement that reflects any change in the arrangements agreed to between the parties.

Answer 30

7-404 (b) Additional Statements

Question 31

A person for whose benefit a pre-need contract is purchased and who will recieve the merchandise or services offered under the contract.

Answer 31

Beneficiary

Question 32

A person that purcahses a pre-need contract. (can be the same as the beneficiary)

Answer 32

Buyer

Question 33

A person who agrees to provide services or merchandise, directly or indirectly, under a pre-need contract.

Answer 33

Seller

Question 34

A person that has responsibility for making pre-need arrangements in a manner that entitles the beneficiary to be eligible for benefits that restrict assets.

Answer 34

Trustee

Question 35

1. **Only a licensed mortician, a licensed funeral director, or holder of a surviving spouse license may offer or agree, directly or indirectly, to provide services or merchandise under a pre-need contract.** 2. Notwithstanding the provisions of paragraph (1) of this subsection, a licensed mortician or licensed funeral director who is employed by a funeral establishment may execute pre-need contracts on behalf of the funeral establishment with which the mortician or funeral director is employed. 3. Any funeral establishment on whose behalf a pre-need contract is executed under this subsection must comply with the requirements of this section.

Answer 35

7-405 (b) Persons Authorized to Execute

Question 36

1. The name of each party to the contract and, if the beneficiary is an individual other than the buyer, the name of the beneficiary of the contract; 2. A description of any service or merchandise to be provided under the pre-need contract; 3. A disclosure statement that clearly: 1. States that all funeral costs may not be covered under the pre-need contract; and 2. Lists all funeral goods and services that are reasonably expected to be required at the time of need, but are not included in the contract; 4. The total price of the services and merchandise agreed on; and 5. The method of payment.

Answer 36

7-405 (c) Form (1) A pre-need Contract Shall Contain:

Question 37

A preneed contract shall be executed in duplicate and be signed by each party.

Answer 37

7-405 (c) (2)

Question 38

The seller shall give one of the duplicate originals of the pre-need contract to the buyer.

Answer 38

7-405 (c)(3)

Question 39

Within 10 days after receiving payment under a pre-need contract, the seller shall deposit into an interest bearing, escrow or trust account: 1. For services, 100% of the payment under the pre-need contract; and 2. For goods: 1. An amount from the payment that is equal to 80% of the selling price of a casket or casket vault under the pre-need contract; and 2. 100% of the payment that is for all other goods under the pre-need contract

Answer 39

7-405 (d) Deposit of Funds | (1)

Question 40

The interest bearing, escrow or trst account shal be with: 1. A banking institution that s insured by an agency of the federal government; or 2. A savings and loan association that is insured by an agency of the federal government.

Answer 40

7-405 (d) (2)

Question 41

A seller need not have a seperate escrow or trust account for each pre-need contract.

Answer 41

7-405 (d) (3)

Question 42

1. Any interest or dividends earned by the escrow or trust account prior to service being rendered belong to the buyers of the pre-need contracts. 2. Upon performance of the contract, any interest or dividends earned by the escrow or trust account belong to the seller.

Answer 42

7-405 (d) (4)

Question 43

Except as otherwise provided in this section, the banking institution or savings and loan association with which funds are deposited under this section may not release the funds to the seller unless the seller provides to the banking institution or savings and loan associations: 1. A copy of the death certificate of the beneficiary; or 2. A notarized statement and withdrawal request from the buyer or the buyer's legal representative.

Answer 43

7-405 (e)(1)

Question 44

Except as otherwise provided in this subsection, a seller may not withdrawal from the account any money recieved from the buyer unless the services and merchandise have been provided as agreed in the contract.

Answer 44

7-405 (e) (2) (i)

Question 45

1. Except as otherwise provided in this subsection, a seller may not withdrawal from the account any money recieved from a buyer unless the seller provides the banking institution or savings and loan association with which funds are deposited a copy of the beneficiary's death certificate. 2. A violation of this subparagraph 1 of this subparagraph is an unfair or deceptive trade practice under Title 13 of the Commerical Law Article

Answer 45

7-405 (e) (2) (ii)

Question 46

A preneed contract is ended and a seller shall refund the buyer all payments and interest held for the buyer if: 1. The buyer or the legal representative of the buyer demands in writing a refund fo all payments made; 2. The business of the seller is discontinued or sold; 3. The seller is unable to perform under the terms and conditions of the pre-need contract; or 4. The buyer fails to pay the entire contract price before the death of the beneficiary, and the seller considers the pre-need contract void.

Answer 46

7-405 (e) (3)

Question 47

1. Notwithstanding the provisions of paragraph (3) of this subsection, the buy of a pre-need contract has the option, at any time, to establish, under paragraph (5) of this subsection, an irrevocable trust with respect to all or any portion of the payment made under the contract in the escrow or trust account held by the seller, but only for the purpose of entitling the buyer to be eligible for any current Social Security benefits or for any benefits under any other plan that restricts eligibility to those with limited assets.

Answer 47

7-405 (e) (4) (i)

Question 48

The trust document establishing a trust under this paragraph shall contain the following notice, conspicuously displayed in 10-point boldface type: "This document creates an irrevocable trust. Under the terms of this document, a buyer may not recieve a refund of any payments made for the pre-need burial contract."

Answer 48

7-405 (e) (4) (ii)

Question 49

1. The disposition fo the income earned by the trusth which shall inure to the benefit of the buyer; 2. The transfer of the trust funds if required by a trustee substituted under paragraph (6) of this subsection; and 3. The disposition of trust funds if: 1. The business if the seller is discontinued or sold; 2. The seller is unable to perform under the terms and conditions of the pre-need contract; and 3. The buyer fails to pay the entire contract price before the death of the beneficiary and the seller considers the pre-need contract void.

Answer 49

7-405 (e)(5) The Trust Document Establishing a Trust Under Paragraph (4) of this Subsection shall Provide for:

Question 50

If the buyer exercises the option described in paragraph (4) fo this subsection, the buyer, a relative of the buyer, or legal representative of the buyer shall retain the right to appoint, as trustee of the irrevocable trust, a trustee other than the one originally designated in the contract.

Answer 50

7-405 (e) (6)

Question 51

If the contract is voided under paragraph (3) of this subsection and the option to establish an irrevocable trust has been exercised under paragraph (4) of this subsection, the buyer, a relative of the buyer, or legal representative of the buyer shall retain the right to appoint, as trustee of the irrevocable trust, a trustee other than the one originally designated in the contract.

Answer 51

7-405 (e)(7)

Question 52

1. A pre-need contract is not subject to the Retail Installment Sales Act. 2. The making of a pre-need contract by a licensed mortician, a licensed funeral director, or a holder of the surviving spouse license is not the practice of insurance business.

Answer 52

7-405 (f)(1) and (2)

Question 53

A pre-need contract may be funded by a life insurance policy or annuity contract if: 1. The mortician, funeral director, or surviving spouse is not the owner of or beneficiary under the life insurance policy or annuity contract; 2. An assignment of benefits to the mortician, funeral director, or surviving spouse may be revoked at any tie by the owner of the life insurance policy or annuity contract; 3. Subject to item 4 of this subparagraph, the nortician, funeral director, or surviving spouse agrees to accept the benefits payable under the life insurance policy or annuity contract as payment in full for the services and merchandise agreed on in the pre-need contract; and 4. Any benefits payable under the life insurance policy or annuity contract in excess of the amount necessary to pay the total price, as determined at the time of death of the insured, of the services and merchandise agreed on in the pre-need contract are paid to the beneficiary under the life insurance policy or annuity contract.

Answer 53

7-405 (f)(3)(i)

Question 54

A pre-need contract that is funded by a life insurance policy or an annuity contract shall terminate if the assignment of benefits to the mortician, funeral director, or surviving spouse is revoked by the owner of the life insurance policy or annuity contract.

Answer 54

7-405 (f)(3)(ii)

Question 55

1. The offer, sale, or assignment of a life insurance policy or annuity contract to find a pre-need contract is not subject to this section. 2. A pre-need contract funded by a life insurance policy or an annuity contract is not subject to subsection (d) or (e) of this section.

Answer 55

7-405 (f)(3)(iii)

Question 56

A seller of a pre-need contract shall provide the buyer with a general price list for the buyer to keep of the goods and services offered by the seller.

Answer 56

7-405 (g) General Price List

Question 57

A seller of a pre-need contract shall disclose to the consumer the buyer's cancellation and refund rights under subsection (d) of this section.

Answer 57

7-405 (h) Disclosure Required

Question 58

A licensee shall maintain a complete file of cremation that includes the signature of the next of kin, person identifying the body, or person responsible for the disposition, time of death, and the date and time of cremation.

Answer 58

7-406- Cremation

Question 59

A licensed funeral director shall provided to the surviving spouse or immediate family members of the deceased or authorized representatives a notice which advises that certain individuals may be entitled to continuation of group health insurancee benefits under 15-407 of the Insurance Article.

Answer 59

7-407- Cremation Benefits for Surviving Spouse (a) -Duty of Licensed Funeral Directors to Provide

Question 60

The notices required to be provided in subsection (a) of this section shall be supplied to the licensed funeral director by the Insurance Commissioner.

Answer 60

7-407 (b) Notice

Question 61

A licensed funeral director who fails to provide notice under subsection (a) of this section shall not be liable to any person for benefits which would have otherwise been payable under 15-407 of the Insurance Article or other damages resulting from the failure to provide notice.

Answer 61

7-407 (c) Liability of Funeral Directors Failing to Provide Notice

Question 62

In this section, "mortician and funeral director rehabilitation committee" means a committee that: 1. Is defined in subsection (b) in this section; and 2. Performs any of the functions listed in subsection (d) of this section.

Answer 62

7-408 Mortician and Funeral Director Rehabilitation Committees (a)

Question 63

For purposes of this section, a mortician and funeral director rehabilitation committee is a committee of the Board or a committee of any association representing morticians and funeral directors that: 1. Is recognized by the Board, and 2. Includes but is not limited to morticians and funeral directors.

Answer 63

7-408 (b) In General

Question 64

A rehabilitation committee of the Board or recognized by the Board may function: 1. Solely for the Board; or 2. Jointly with a rehabilitation committee representing another board or boards.

Answer 64

7-408 (c) Scope of Authority

Question 65

For purposes of this section, a mortician and funeral director rehabilitation committee evaluates and provides assistance to any mortician or funeral director, and may other individual regulated by the Board, if need of treatment and rehabilitation for alcoholism, drug abuse, chemical dependency, or other physical, emotional, or mental condition.

Answer 65

7-408 (d) Duties

Question 66

1. Except as otherwise provided in this subsection, the proceedings, records, and files of the morticians and funeral director rehabilitation committee are not discoverable and are not admissible in evidence in any civil action arising out of matters that are being or have been reviewed and evaluated by the mortician and funeral director rehabilitation committee. 2. Paragraph (1) of this subsection does not apply to any record or document that is considered by the mortician and funeral director rehabilitation committee and that otherwise would be subject to discovery or introduction into evidence in a civil action. 3. For purposes of this subsection, civil action does not include a proceeding before the Board or judicial review or a proceeding before the Board.

Answer 66

7-408 (e) Discoverability and Addmissibility of Proceedings, Records and Files

Question 67

A person who acts in good faith and within the scope of jurisdiction of a mortician and funeral director rehabilitation committee is not civilly liable for any action as a member of the mortician and funeral director rehabilitation committee or for giving information to, participating in, or contributing to the function of the mortician and funeral director rehabilitation committee.

Answer 67

7-408 (f) Good Faith Exemption from Civil Liability

Question 68

All inspections of funeral establishments shall be unannounced and make take place at any time without notice from the Board.

Answer 68

7-409 Inspections (a) Without Notice

Question 69

An unannounced insection may include advance notice that an investigator may be in the region of the funeral establishment, if: 1. The advance notice is no mor than 14 days prior to the inspection; 2. No specific date or time is provided for the inspection; and 3. The advance notice is rovided solely to ensure that a licensed mortician or funeral director will be on-site for the inspection.

Answer 69

7-409 (b) Advance Notice

Question 70

1. The surviving spouse or domestic partner, as defined in 1-101 of the Health General Article, of the decedent: 2. An adult child of the decedent 3. A parent of the decedent 4. And adult brother or sister of the decedent; 5. A person acting as a representative of the decedent under a signed authorization of the decedent; 6. The guardian of a person of the decedent at the time of the decedent's death, if a guardian has been appointed; or 7. In the absence of any person under paragraphs (1) through (6) of this subsection, any othe person willing to assume the responsibility to act as authorizing agent for purposes of arranging the final disposition of the decedent's body, including the personal representative of the decedent's estate, after attesting in writing that a good faith effort has been made to no avail to contact the persons described in paragraphs (1) though (6) of this subsection.

Answer 70

7-410 Decisions Concerning Disposition of Body (c)- Priority in Arranging for Disposition of Body of Another (1)

Question 71

Before burial or interment, a mortician shall affix to the long bone of the deceased human body a plastic or metal identification tag.

Answer 71

7-411 Identification Tag (a) Affixed to Body

Question 72

After cremation, a licensee shall ensure that a metal or plastic identification tag is placed in the cremains container.

Answer 72

7-411 (b)- When Body Cremated

Question 73

1. The name of the decedent 2. The social security number of the decedent 3. The decedent's date of birth; and 4. The decedent's date of death.

Answer 73

7-411 (c) Included Information

Question 74

There is a family Security Trust Fund

Answer 74

7-4A-03 Family Security Trust Fund (a) Establishment

Question 75

The advisory committee consists of the following 5 members: 1. Three members of the Board, including one consumer member, appointed by the Board; 2. One member designated by the Maryland State Funeral Directors Association; and 3. One member designated by the Funeral Directors and Morticians Association of Maryland, Inc.

Answer 75

7-4A-04 (b) Composition

Question 76

Each funeral establishment shall pay $375 per year into the Fund, until the Fund has accumulated a balance of $1,000,000

Answer 76

7-4A-05 Payments by Funeral Establishment (b)- Payment into Fund (1)

Question 77

1. Be based on an act or omission that occurs in the provision of a funeral pre-need services by: 1. A licensed mortician 2. A licensed funeral director 3. A licensed apprentice mortician 4. A licensed apprentice funeral director; or 5. **An unlicensed employee of a licensed funeral establishment** 2. Involve a transaction that relates to pre-need funeral planning that occurred in the State; and 3. Be based on an act or omission. ## Footnote **​**

Answer 77

7-4A-06 Claim for Loss (b) Basis- A Claim for the Loss Shall:

Question 78

The board shall give the following persons notice of the hearing and an opportunity to participate in the hearing: 1. The claimant 2. Each licensee alleged to be responsible for the act or omission giving rise to the claim; 3. Each unlicensed employee alleged to be responsible for the act or omission giving rise to the claim; and 4. Each funeral establishment that employs a licensee or unlicensed employee alleged to be responsible for the act or omission giving rise to the claim.

Answer 78

7-4A-06 Claim for Loss- Hearing (a) Notice

Question 79

For that part of the hearing on consolidated proceedings that relates to disciplinary action but does not relate to the Fund claim against a licensee, the claimant: 1. May not be a party; and 2. May participate only as a witness

Answer 79

7-4A-10 (b) Parties to Hearing (1)

Question 80

After payment of a claim by the fund, a licensee who the Board finds responsible for the act or omission that gave rise to the claim shall reimburse the fund in full for: 1. The amount paid by the Fund; and 2. Interest on the amount paid by the Fund at an annual rate of 6%.

Answer 80

7-4A-12 Claim for Loss- Liability of Licensee (a) Reimbursement

Question 81

If a licensee does not reimburse the Fund as provided in subsection (a) of this section, the Board or the State Central Collection Unit, as assignee of the Board, may bring an action against the licensee for teh amount that has not been reimbursed.

Answer 81

7-4A-12 (c) Action for Failure to Reimburse

Question 82

If a person liable for reimbursing the Fund under this section recieves a demand for reimbursement and fails to reimburse the Fund, the reimbursement amount and any accrued interest or cost are a lien in favor of the State on any real property of that person if the lien is recorded and indexed as provided in this subsection.

Answer 82

7-4A-12 (e) Lien | (1)

Question 83

If the Board orders payment by the Fund of a claim based on an act or omission for which a licensee is responsible, the Board immediately and without further proceedings shall suspend the license of the licensee.

Answer 83

7-4A-13 Claim for Loss- Liability of Licensee- Suspension of License (a) Immediate Suspension

Question 84

The board may not reinstate a license that is suspended under this section until the person whose license was suspended: 1. Repays in full 1. The amount paid by the found;and 2. The interest due under 7-4A-12(a)(2) of this subtitle; and 2. Applies to the Board for reinstatement of the license.

Answer 84

7-4A-13 (b) Conditions for Reinstatement

Question 85

Except as otherwise provided in this title, a person may not practice, attempt to practice, offer to practice, or assist in the practice or mortuary science in this Sate unless licensed by the Board.

Answer 85

7-501 Practicing Without License

Question 86

Except as provided in this subsection (b) of this section, a licensee may not practice mortuary science under any name other than the name that appears on that person's license.

Answer 86

7-503 Use of Name (a) In general

Question 87

Unless a person is a licensed mortician, a licensed funeral director, or a holder of a surviving spouse license, the person may not offer or agree, directly or indirectly, to provide services or merchandise under a pre-need contract.

Answer 87

7-504 Pre-need Contracts

Question 88

A licensee or the agent of a licensee may not represent that a burial or funeral casket is required for cremation.

Answer 88

7-505 Cremation Casket