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Products Flashcards

(132 cards)

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1
Q

Regular Savings Min Opening Amount

A

$100

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2
Q

Regular Savings Fee

A

$3 for every quarter that falls below the 100 daily balance falls below the target

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3
Q

Regular Savings Min Balance to earn intrest

A

There is no min balance needed

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4
Q

Regular Savings ideal Customers

A

-Customers who want a separate account to save

-Customers who are looking to earn a higher interest rate

-Customers who may need access to their funds throughout the month

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5
Q

Regular Savings Benefits

A

-An account to help customer save
-interest baring
-includes online banking, mobile banking with mobile deposit and estatements
-competitive rates

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6
Q

Regular Savings Questions to Engage

A

-How are you currently saving? What interest rates are you currently earning? What average balance are you maintaining?
-Are you planning for a specific purchase? How do you plan to save? How will you access the account?

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7
Q

GBC Business Interest Min Opening

A

$1000

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8
Q

GBC Business Interest Teir 1 Min Balance for APY

A

$5000

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9
Q

GBC Business Interest Teir 1 APY

A

0.05%

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10
Q

GBC Business Interest Teir 2 Min Balance for APY

A

$50,000

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11
Q

GBC Business Interest Teir 2 APY

A

0.15%

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12
Q

GBC Business Interest Teir 3 Min Balance for APY

A

$100,000

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13
Q

GBC Business Interest Teir 3 APY

A

0.25%

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14
Q

Commercial MMA Min Opening

A

$1000

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15
Q

Commercial MMA Teir 1 Min Balance for APY

A

$1000

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16
Q

Commercial MMA Teir 1 APY

A

1.65%

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17
Q

Commercial MMA Teir 2 Min Balance for APY

A

$25,000

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18
Q

Commercial MMA Teir 2 APY

A

2.75%

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19
Q

Premier Checking Min Opening

A

$100

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20
Q

Premier Checking Teir 1 Min Balance for APY

A

0.01

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21
Q

Premier Checking Teir 1 APY

A

0.15%

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22
Q

Premier Checking Teir 2 Min Balance for APY

A

25,000

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23
Q

Premier Checking Teir 2 APY

A

0.15%-0.30%

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24
Q

GBC MMA Min Opening

A

1,000

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25
GBC MMA Teir 1 Min Balance for APY
1000
26
GBC MMA Teir 1 APY
1.65
27
GBC MMA Teir 2 Min Balance for APY
10000
28
GBC MMA Teir 2 APY
2.75
29
GBC MMA Teir 3 Min Balance for APY
7,000,000
30
GBC MMA Teir 3 APY
3.35
31
GBC regular savings APY
0.25%
32
GBC IRA Savings Min Opening
100
33
GBC IRA Savings APY
0.25%
34
90 Day CD Min Opening
500
35
90 Day CD APY
3.25
36
180 Day CD Min Opening
500
37
180 Day CD APY
3.55
38
1 year CD Min Opening
500
39
1 year CD APY
3.75
40
18-month CD min opening
500
41
18-month CD APY
3.75
42
2-year cd min opening
500
43
2 year CD APY
3.35
44
3 year min opening
500
45
3 year CD APY
3.25
46
4 year min opening
500
47
4 year CD APY
3
48
5 year min opening
500
49
5 year CD APY
3
50
Premier Min Opening
100
51
Connect Min Opening
50
52
Choice Min Opening
100
53
Consumer Community Min Opening
50
54
Premier Monthly Fee
No Fee
55
Choice Monthly Fee
Maintain a daily average balance of $250 in combination with estatements to avoid the 3 monthly Maintenace fee
56
Choice Monthly Fee
Maintain a daily average balance of $1000 to avoid the 5 monthly Maintenace fee
57
Consumer Community Monthly Fee
No Fee
58
Premier ATM Refund
GBC will refund ATM withdrawal fees nationwide based off 12 debit card purchases and estatements each statement cycle
59
Connect ATM Refund
Will refund all foreign ATM fees
60
Choice ATM Refund
GBC will refund the first 5 foreign atm fees each statement cycle
61
Consumer Community Refund
Will refund all foreign ATM fees
62
Business Essentials 100 Min Opening
yes
63
Business Advantage 100 Min Opening
yes
64
Business Interest 100 Min Opening
yes
65
Commercial Analysis 100 Min Opening
yes
66
Commercial Analysis Plus Interest 100 Min Opening
yes
67
Iolta 100 Min Opening
no
68
Business Community 100 Min Opening
yes
69
Business Essentials Min Avg Bal to offset service charges
1000
70
Business Advantage Min Avg Bal to offset service charges
35000
71
Business Interest Min Avg Bal to offset service charges
5000
72
Commercial Analysis Plus Min Avg Bal to offset service charges
Contact your Treasury Sales Officer for pricing
73
Commercial Analysis Plus Interest Min Avg Bal to offset service charges
Contact your Treasury Sales Officer for pricing
74
Iota Min Avg Bal to offset service charges
Contact your Treasury Sales Officer for pricing
75
Business Community Min Avg Bal to offset service charges
N/A
76
Business Essentials service charges
20
77
Business Advantage service charges
50
78
Business Interest service charges
20
79
Commercial Analysis service charges
Monthly charges determined by services utilized, balanced maintained and applied ear
80
Commercial Analysis Plus Interest service charges
Monthly charges determined by services utilized, balanced maintained and applied ear
81
Iolta service charges
N/A
82
Business Community service charges
n/a
83
Business Essentials transaction charges
150 transactions included at no charge, 0.30 after
84
Business Advantage transaction charges
300 transactions included at no charge, 0.30 after
85
Business Interest transaction charges
125 transactions included at no charge, 0.30 after
86
Commercial Analysis transaction charges
* Contact your Treasury Sales Officer for pricing
87
Commercial Analysis Plus Interest transaction charges
* Contact your Treasury Sales Officer for pricing
88
business community transaction charges
50 transactions included at no charge, 0.30 after
89
What accounts pay interest for consumer
Premier
90
What accounts pay interest for business
Interest, Commercial Analysis Plus Interest
91
Online Banking
-Essentials, advantage, intrest, iolta, business community -Commercial Analysis, Commercial Analysis Plus Intrest contact Treasury Officer
92
Ten online accounts & Unlimited Users
-Essentials, advantage, intrest, iolta, business community -Commercial Analysis, Commercial Analysis Plus Intrest contact Treasury Officer
93
Business Essentials Remote Deposit Capture
50
94
Business Advantage Remote Deposit Capture
no charge if min bal is matained
95
Business Interest Remote Deposit Capture
50
96
Commercial Analysis Remote Deposit Capture
Contact Treasury Officer
97
Commercial Analysis Plus Interest Remote Deposit Capture
Contact Treasury Officer
98
Iota Interest Remote Deposit Capture
Contact Treasury Officer
99
Business Community Remote Deposit Capture
50
100
Business Essentials Online Wires
10
101
Business Advantage Online Wires
10
102
Business Interest Online Wires
10
103
Commercial Analysis Online Wires
Contact Treasury Officer
104
Commercial Analysis Plus Interest Online Wires
Contact Treasury Officer
105
Iota Online Wires
Contact Treasury Officer
106
Business Community Online Wires
10
107
Business Essentials Branch Wires Domestic
15
108
Business Advantage Branch Wires Domestic
15
109
Business Interest Branch Wires Domestic
15
110
Commercial Analysis Wires Domestic
Contact Treasury Officer
111
Commercial Analysis Plus Interest Wires Domestic
Contact Treasury Officer
112
Iota Wires Domestic
Contact Treasury Officer
113
Business Community Wires Domestic
15
114
Business Essentials Branch Wires Foreign
40
115
Business Advantage Branch Wires Foreign
40
116
Business Interest Branch Wires Foreign
40
117
Commercial Analysis Wires Foreign
Contact Treasury Officer
118
Commercial Analysis Plus Interest Wires Foreign
Contact Treasury Officer
119
Iota Wires Foreign
Contact Treasury Officer
120
Business Community Wires Foreign
40
121
What business account can't do ACH Online Origination
Business Community
122
What business account can't do ACH Positive Pay
Business Community
123
What business accounts can't do positive pay with payee recognition
Business Community
124
Business Essentials Direct Connect
15
125
Business Advantage Direct Connect
15
126
Business Interest Direct Connect
15
127
What account can't do Direct Connect
Business Community
128
Treasury Products Pay
-Online Wire Origination -International and FX Wire -ACH Debit and Credit online origination -ACH File Upload -Bill Pay -Commercial Card -Zelle for Business
129
Treasury Products Collect
-Remote Deposit Capture -Mobile Deposit -Merchant Services -Wholesale Lockbox Services -Cash Services -Fednow -Zelle for Business
130
Treasury Products Manage
-GBC Business Direct -Zero balances accounts -Sweeps -Alerts -Quickbooks/Quicken DirectConnect and WebConnect
131
Treasury Products Protect
-Check Positive Pay with Payee verification -Ach Positive Pay -Premium Alerts and Mobile Alerts -Online stop payments -out-of-band authentication for payment originations -Account Reconciliation Program -Commercial Card
132
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