Arrears
unpaid or overdue debts
cascade
a steep, narrow waterfall
crotchety
cranky, ill-tempered
impassable
blocked so that nothing con go through
manacle
a handcuff
Martial
war like, fond of fighting
partition
something that divides
perishable
likley to spoil
sinister
evil or dangerous
taut
tightly held, or neat
affluence
riches, doing well in life
cringe
to shrink, hide in fear
immobile
not moveable
innovation
something new
jovial
good humored, happy
mimimum
smallest possible amount
nimble
quick, skillful
onset
the beginning, start
retrieve
to find, brink back or get back
template
a pattern, something that is used as a model - a stencil