Someone who votes on behalf of a shareholder. A proxy is a legal authorization for one person to act and vote for another person’s shares at a company’s shareholder meetings.
proxy
Ability to handle declines in the value of investments. Risk tolerance refers to an investor’s willingness and ability to accept fluctuations in their portfolio’s value.
risk tolorance
: Shares of ownership in a company. An investor who buys a company’s stock is purchasing a share of ownership in that company.
Period when stock prices are generally rising. A bull market is a sustained period where major market indexes are trending upward and investor sentiment is optimistic.
bull market
A savings option with a fixed interest rate and maturity date. While the search results mention Series EE savings bonds
a Certificate of deposit
Debt issued by corporations to raise capital. When a company issues a corporate bond
corporate bond
Debt issued by state/local governments to fund public projects. Municipal bonds are used to finance public infrastructure like roads
municipal bond
Period when stock prices are generally falling. This market condition is often accompanied by widespread investor pessimism and a weakening economy.
bear market
Investment pooling money from many investors to buy diversified assets. A mutual fund is managed by a professional and invests in a portfolio of securities
mutual funds
A fund designed to mirror the performance of a market index. By tracking a specific market index like the S&P 500
an index fund o
High-risk investments with the potential for large returns or losses. These types of assets
speculative investments
Profit distribution paid to shareholders. A company’s board of directors may use a portion of company profits to issue a dividend to its shareholders.
dividend
: Profit earned from selling an asset for more than its purchase price. This profit is generally taxable and is classified as short-term or long-term depending on how long the asset was held.
capital gain
