SECTION 5: HO CANCELLATION TIMEFRAMES

Question 1

HO — insurer cancellation during first 60 days

Answer 1

Can cancel for ANY reason; minimum 10 days’ notice

Question 2

HO — insurer cancellation after 60 days (material misrepresentation or substantial risk change) notice time

Answer 2

Minimum 30 days’ notice

Question 3

HO — insurer cancellation for nonpayment of premium days notice

Answer 3

10 days’ advance notice

Question 4

HO — nonrenewal by insurer notice time

Answer 4

30 days’ advance notice