UNIVERSAL HEALTH COVERAGE
According the WHO, UHC enables:
“all people to have access to the health services they need, whenever, wherever, and without financial hardship. U H C includes health promotion, prevention, treatment, rehabilitation, and palliative services.”
VALUATING THE GLOBAL PREVALENCE OF UHC
In studies on the global prevalence of U H C, researchers often categorize a country as a provider of UHC if it meets two criteria: passed legislation and essential service coverage.
PASSED LEGISLATION
A country meets this criteria if they possess healthcare legislation that explicitly states that the entire population is covered under a specified health plan.
ESSENTIAL SERVICE COVERAGE
This criteria is based on the service coverage index which is rated on a scale from 0-100, and is a measure of essential health service coverage based on four components:
A high score indicates high coverage. For reference, in 2017, Canada scored 89.0, the highest of any country
FUNDING HEALTH COVERAGE
It is important to note that there are four main methods used by countries to finance healthcare coverage. Some countries rely largely on one method, while others use a combination of methods.
four main methods used to finance healthcare coverage
EMPLOYER BASED INSURANCE
Insurance is purchased by employers for their employees and financed through employer or joint employer-employee contributions. This insurance may be subsidized by the government.
PRIVATE HEALTH INSURANCE
Individuals purchase private healthcare insurance to cover the cost of healthcare services. Some countries make private health insurance available to its citizens at a nominal cost.
STATE COVERAGE
Healthcare insurance is provided and financed by the government through tax payments. Taxes such as income tax and sales taxes on goods are some examples that fund state based coverage. All the money is pooled by the government and used according to the country’s need.
SOCIAL INSURANCE
Employers and employees, including self-employed individuals, pay contributions towards health services. These are usually legislated by law and cover the entire population. Wealthier people and companies often pay more into these funds (pots of money, also known commonly as sickness fund) than members of the middle and lower classes, but this is not always the case. Governments may contribute subsidies to provide increased funding
HEALTHCARE MODELS
Each of these models rely on a combination of the four different types of healthcare funding to provide healthcare services to individuals. These models are beyond the scope of this course, and are here for your information only
ACCESS AND QUALITY OF HEALTH SERVICES
Well-functioning healthcare systems facilitate sufficient access to high quality health services
ACCESS TO HEALTH SERVICES
QUALITY OF HEALTH SERVICES
VIDEO: WHO’S UHC COMPENDIUM
Some believe U H C is simply too complex and too costly to implement effectively. However, it is important to consider the individual needs of each population, to be able to create tailored UHC that justifies the cost
EXAMPLES OF THREE DIFFERENT UHC SYSTEMS
Single-Payer Coverage (U K)
- What is Covered?
Comprehensive care with NO copays at point of service
- Who is Covered?
All residents
Financing & Care Delivery
- Government finances health care with taxes & pays providers directly
Regulated Private Coverage (Netherlands)
- What is Covered?
Government-defined health benefits; deductibles for some services
- Who is Covered?
Everyone is required to have insurance unless they qualify for an exception
- Financing & Care Delivery
People pay premiums for regulated private health coverage; insurers pay health providers
Mixed Public-Private (France)
- What is Covered?
Wide range of services with some cost sharing; private insurance fills gaps
- Who is Covered?
All residents
- Financing & Care Delivery
Government finances non-profit funds that pay providers; most people buy additional private
insurance
REQUIREMENTS FOR UHC
Although how each country strives to achieve U H C varies by location, S D G, and other factors, four underlying requirements must be met before a country can claim they have reached U H C.
the requirements for UHC
Healthcare System
- A high quality and efficient healthcare system that is able to meet priority health needs.
Finances
- Financing that supports healthcare services and prevents financial hardship for medical care.
Access
- Access to effective technology and medicines to diagnose and treat medical conditions.
Health Workers
- Sufficient capacity of well-trained and motivated health workers to meet the needs of patients
HEALTHCARE SYSTEMS
The upcoming slides will focus on the need for well-functioning healthcare systems and their role in achieving universal health coverage. A healthcare system is the organization of people, institutions, and resources that deliver healthcare services to meet the needs of a population. The configuration of health services varies from country to country, but a simple model can be used to illustrate the foundation of a well-functioning healthcare system
A SIMPLE HEALTH SYSTEM MODEL
example of a health system
For example, imagine there is a large amount of health funding, and lots of infrastructure within a health system. This strong structure leads to a better provision of health services, with greater access and a higher quality of health workers to deliver these services. Ultimately, in such a system, there would be better health outcomes, more health equity, and greater public satisfaction
How would you describe a well-functioning healthcare system? What are the main characteristics?
Dr. Carpenter’s Response:
“A good healthcare system delivers quality services to all people, when and where they need them.”
W H O
The W H O has recognized four characteristics of well-functioning healthcare systems:
- A robust financing mechanism.
- A well-trained and adequately paid workforce.
- Reliable information on which to base decisions and policies.
- Well-maintained facilities and logistics to deliver quality medicines and technologies