HEALTHCARE SYSTEMS IN HIGH -RESOURCE COUNTRIES HEALTHCARE SYSTEMS IN HIGH -RESOURCE COUNTRIES
HEALTHCARE IN CANADA
Tax-funded model
A health funded model where more than half of the public expenditure is funded through taxes and revenues outside of payroll taxes. This can include taxes such as income tax, sales tax, tobacco taxes, etc. Although payroll tax and income tax are both deducted from one’s paycheck, payroll taxes are deductions that follow a preset contribution framework and always funding the same things, which in Canada includes Employment Insurance (E I) and Canadian Pension Plan (C P P). Meanwhile, income tax is based on federal and provincial/territorial parameters, and what the taxes fund differs from each to year. In such a system, access to publicly funded services is open to all citizens, at least in theory
Social Insurance Model
Employers and employees fund health insurance in this model - those who are employed have access to “sickness funds” created by compulsory payroll dedications. In addition, private insurance plans cover every employed person, regardless of pre-existing conditions. Therequirement of employment for health insurance provides benefits and causes problems. These measures ensure that employed people will have the healthcare needed to continue working and ensure a productive workforce. Because it was not initially established to provide universal health coverage, the Social Insurance model focuses resources on those who can contribute financially.
HOW HISTORICAL EVENTS SHAPED HEALTHCARE IN CANADA
Three major historical events over the past 150 years led the Canadian government to take on a critical role in healthcare policy and service provision. As a result of these events, Canadian citizens desired greater government involvement in the organization of health care policy and services.
how four historical events shaped Canadian values towards health care
Books of Remembrance
The eight Books of Remembrance housed in the Memorial Chamber in the Peace Tower of the Canadian Parliament Buildings in Ottawa are illuminated manuscript volumes recording the names of members of the Canadian Forces and Canadian Merchant Navy killed on active service in wartime, and in other conflicts.
Sanitariums: Medical facility for long-term illness, most typically associated with the treatment of
tuberculosis (T B) in the late-nineteenth and early-twentieth century before the discovery of antibiotics.
VIDEO: THE STRUGGLE FOR UNIVERSAL HEALTHCARE IN SASKATCHEWAN
The implementation of universal healthcare can be a challenge. Prior to the implementation of Universal Healthcare legislation (Medicare) in 1962 in Saskatchewan, a vocal group of doctors and community members strongly opposed the new plan. Interestingly, their concerns were not driven entirely by the high cost to taxpayers, but by the belief that the new program would enable the government to dictate how doctors practiced medicine, restricting which diagnostics or treatments could be used
U H C IN CANADA
Canada achieves U H C as it provides over 90% of its population with healthcare coverage which is legislated through the Canada Health Act. The Canada Health Act was adopted in 1984 and it specifies the conditions that provincial and territorial health insurance programs must comply with to receive compensation from the federal government.
the five main principles of the Canada Health Act.
STRUCTURE OF HEALTHCARE IN CANADA
See the breakdown of healthcare spending in Canada and the United States.
Medically necessary
Health care services or supplies needed to diagnose or treat an illness, injury, condition, disease, or its symptoms and that meet accepted standards of medicine
ACCESS TO HEALTHCARE IN CANADA
Provincial and territorial health insurance plans (known as Medicare) in Canada are required to provide insured persons coverage of insured health services. Services that are not deemed medically necessary require the individual to pay out of pocket expenses or have private insurance.
COVERED HEALTH SERVICES
NOT COVERED HEALTH SERVICES
Insured Health Services
Hospital services provided to inpatients or out-patients, if the services are medically necessary for the purpose of maintaining health, preventing disease, or diagnosing or treating an injury, illness, or disability; and medically required physician services rendered by medical practitioners.
QUESTION: A COMPREHENSIVE DEFINITION OF MEDICALLY NECESSARY
Although Canadians are publicly insured for medically necessary services, there is no explicit definition of what this term means, which leads to multiple interpretations and debate.
Why is a comprehensive definition of the term medically necessary needed?
Dr. Carpenter’s Response:
Without a comprehensive definition of medically necessary services, healthcare in Canada is not equitable. Currently, there are several healthcare services for which access hinges upon individual wealth. This reduces access to services to those who cannot afford the out-of-pocket payments or private insurance payments: the people who require access to these services the most. For example, in 2010, 16% of adult Canadians skipped prescription medication and 28% did not seek required dental work because of cost concerns
CANADA HAS A PROVINCIALLY FUNDED HEALTHCARE SYSTEM
OHIP
Ontario Health Insurance Plan
MSP
Medical Services Plan
FUNDING INDIGENOUS PEOPLES HEALTH CARE
N I H B P Inclusion Criteria
Note that Indigenous Peoples living in remote areas and are not covered under provincial or territorial governments are still insured by the federal government.