Chapter 7 Section 1

Question 1

HUD Poster

Answer 1

-The civil rights act requires brokers to display a HUD (Housing and Urban Development) poster in all places of business, including model homes in subdivisions

Question 2

Civil Rights act of 1866

Answer 2

-Prohibited discrimination on the basis of race
-Jones v Mayer

Question 3

Federal Fair Housing Act (Civil Rights Act 1968)

Answer 3

-prohibited discrimination in government funded housing programs
-prohibited discrimination on the basis of: race, color, religion, sex (including gender identity and sexual orientation), or national origin

Question 4

Civil Rights act specifically prohibits

Answer 4

-refusing to rent or sell after receiving an offer from someone protected under the act
-changing the terms or conditionals of the sale or rent of a dwelling
-representing that a dwelling is not available for sale or rent when in fact it is
-using discriminatory statements or discriminatory advertising
-employing deed restrictions with references to restrictions based on race, religion, color, or national origin
-denying membership in a homeowner’s association or condominium association where membership is required for ownership

Question 5

Blockbusting

Answer 5

-consists of inducing an owner to list or sell on the basis that the neighborhood is deteriorating or becoming transitional due to an influx or minority persons
-even unusually heavy solicitation for listing in a racially transitional neighborhoods may be unlawful
-following terms may not be used: “changing neighborhood”, “falling property values”, “bad schools”, or “undesirable elements”
-the word “restricted” may not be used unless the exact nature of the restriction is described and is lawful

Question 6

steering or channeling

Answer 6

-steering an individual, directly, or indirectly, into or away from a neighborhood or location in a multi-unit building on the basis of race, color, religion, sex, or national origin
-the use of a different sales pitch or catchwords that are suggestive of race, religion, sex, or national origin, for different types of prospects is unlawful
-describes a situation where a licensee tells a customer an advertised property is NOT for sale when it is

Question 7

redlining

Answer 7

-the refusal by a lender to approve a mortgage loan based on a property being located in a certain geographical area, the age of the property, the income level of the residents, or the racial composition in the area

Question 8

exemptions of the civil rights act of 1968

Answer 8

-does not provide full exemption from the civil rights act of 1866
-limited exemptions fro the sale or rental of one-to-four family housing, when the owner lives in the property, does not use the services of a real estate broker, and does not use discriminatory advertising
-lodging in a private club for the noncommercial benefit of club members
-rental of rooms in owner-occupied dwellings of up to four families
-property owned by churches or fraternal organizations used for lodging, provided, that the church or fraternal organization do not discriminate in the selection of members

Question 9

1988 Fair Housing Amendment to Civil Rights Act of 1968

Answer 9

-expanded on 1968 act to include handicap and familial status
-people with physical or mental impairments that limit major life activities
-blind and deaf individuals may not be charged a higher security deposit or evicted because of guide dogs or primate helpers
-individuals with drug addiction problems, however current dug users are specifically excluded from protection from the Act
-persons with acquired immune deficiency syndrome (AIDS) and recovering alcoholics cannot be refused housing
-women who are pregnant and people with children under the age of 18

Question 10

exemptions

Answer 10

-housing occupied solely by persons who are 62 years of age or older
-housing wit 80% or more of the units occupied by at least one person who is at least 55 years of age
-housing for the elderly or the poor that is financed or subsidized by the state or federal government agencies

Question 11

Americans with Disabilities Act (ADA)

Answer 11

-purpose of providing the same employment opportunities to qualified individuals with disabilities that are available to persons without disabilities
-also provides access for all such persons to public buildings
- owners of properties open to the public are required to remove barriers that limit access or utility to individuals with disabilities
-mandates design specifications for multifamily dwelling units to provide accessible and usable common areas for people with disabilities
-also covers employment opportunities, telecommunications, access to public transportation, public accommodations, and commercial facilities
-owners are required to make changes to existing properties
-ADA must also be considered for new construction and renovation of public accommodations

Question 12

Features of ADA

Answer 12

-raised lettering on elevator buttons
-audible floor signals
-height of fire extinguishers
-wheelchair ramps
-grab bars in restrooms
-wheelchair accessible toiled facilities
-handicapped parking

Question 13

Enforcement of fair housing

Answer 13

-require that a complainant file a complaint if they suspect a violation
-can file complaint with department of housing and urban development or sure for civil damages in court
-DOJ sues on behalf of individuals based on referrals from HUD
-where force or threat of force is used to deny or interfere with fair housing rights, the DOJ may institute criminal proceedings
-violation of federal fair housing is also violation of F.S 475; so licensee could face disciplinary action from the commission