3.6 Consumer Reports

Question 1

Who must appear in person at the reporting agency?

A. A Central Records Bureau Supervisor
B. The Sheriff
C. A representative from General Counsel Office
D. Requesting Employee

Answer 1

D. Requesting Employee

Question 2

What is required before obtaining a consumer report?

A. Consumers written authorization or a court order
B. Supervisor’s written recommendation
C. Signed memo from a bureau Commander
D. Authorization from the General Counsel Office

Answer 2

A. Consumers written authorization or a court order

Question 3

What does “employment purposes” mean in consumer reports?

A. Evaluating a consumer for employment
B. Screening for an off duty work permit
C. Reviewing disciplinary history
D. Assessing an employee for housing benefits

Answer 3

A. Evaluating a consumer for employment

If consumer reports aren’t for employment or off-regular-duty permit evaluation, they must have prior written supervisory approval

Question 4

Any communication from a consumer reporting agency about credit character, reputation or lifestyle is known as a _____ report.

Answer 4

Consumer report

Question 5

What notice must be given before obtaining a consumer report?

A. Written notice disclosing intent & purpose
B. No notice needs to be given
C. Advanced verbal notice
D. Verbal notice disclosing intent & purpose

Answer 5

A. Written notice disclosing intent & purpose

Question 5

MATCH:

1. Who may request/pays fees for employment related Consumer reports?
2. Who pays fees for non-employment related Consumer reports?

A. PMB
B. Concerned MDSO Element
C. HRO
D. PAO

Answer 5

1. C (HRO)
2. B (MDSO Element)

Question 6

What must be provided to the consumer with an adverse action notice?

A. Copy of the Consumer report & Summary of rights
B. A summary of internal affairs records
C. An internal memorandum
D. A copy of the HRO SOP

Answer 6

A. Copy of the Consumer report & Summary of rights