Module 1 – Workers’ Compensation System (Flashcards 71 – 105)

(43 cards)

1
Q
A
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2
Q

Who enforces Labor Code 132a penalties?

A

WCAB (Workers’ Compensation Appeals Board).

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3
Q

Time limit to file a 132a claim?

A

One year from employer’s discriminatory act.

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4
Q

Mnemonic

A

“132a = 1-yr anti-retaliation clock.”

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5
Q

What is a serious & willful (S&W) misconduct claim worth?

A

Up to 50% increase in compensation (not to exceed $250,000).

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6
Q

Who investigates WC fraud?

A

DWC Fraud Division & DA’s Office.

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7
Q

Define WCAB.

A

Workers’ Compensation Appeals Board — hears disputes, appeals, and petitions.

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8
Q

Filing a Declaration of Readiness (DOR) does what?

A

Requests a hearing to resolve a WC dispute.

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9
Q

Mnemonic

A

“DOR = Door to court.”

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10
Q

What is a Status Conference?

A

First hearing; checks readiness, discovery status, settlement potential.

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11
Q

What is a Mandatory Settlement Conference (MSC)?

A

Last attempt to settle before trial; parties exchange exhibits & stipulations.

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12
Q

Mnemonic

A

“MSC = Must Settle (before trial).”

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13
Q

Trial decision appeal timeline?

A

20 days to petition WCAB for reconsideration.

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14
Q

What is a Compromise & Release (C&R)?

A

Lump-sum settlement closing future medical & wage loss rights.

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15
Q

Mnemonic

A

“C&R = Cash & Release.”

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16
Q

What is Stipulated Award?

A

Parties agree to PD %; future medical stays open.

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17
Q

Difference C&R vs Stips

A

C&R = final / no future care; Stips = keep future care.

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18
Q

Who approves settlements?

A

WCAB judge reviews adequacy & fairness.

19
Q

Define Vocational Return-to-Work Supplement.

A

Extra $5,000 state voucher if SJDB issued.

20
Q

When can PD advance payments stop?

A

After total paid equals rating or C&R approved.

21
Q

Define LC 5814 penalty.

A

Up to 25% of delayed/denied benefit (capped at $10k) for unreasonable delay.

22
Q

Mnemonic

A

“5814 = pay late, pay extra.”

23
Q

Purpose of QME deposition?

A

Clarify report, challenge opinions, preserve testimony.

24
Q

Time to depose QME after receiving report?

A

50 days (represented) / 20 days (unrepresented) to object or depose.

25
Mnemonic
**“50 w/attorney, 20 alone.”**
26
Role of **AME vs QME** in dispute resolution?
**AME = both agree; QME = panel chosen when no agreement.**
27
Explain **future medical care** in WC.
Employer pays reasonable medical tied to industrial injury **for life** unless C&R ends it.
28
What is **UR appeal path**?
UR denial → **IMR** → WCAB if IMR illegal or improper.
29
Mnemonic
**“UR → IMR → WCAB.”**
30
What is **PD add-on** for sleep/sexual disorders?
Up to **3% WPI each** if tied to injury.
31
Define **catastrophic injury exception** (psych claims).
Allows psych claim from **catastrophic physical injury** despite 6-mo employment rule.
32
Mnemonic
**“Catastrophic breaks the 6-month wall.”**
33
When is psych injury **non-compensable**?
If from **lawful, good-faith personnel action** (e.g., discipline, evals).
34
Who decides PD % adjustments (age/occupation)?
**DEU raters** use AMA + occupational tables.
35
What’s a **QME rebuttal**?
Treating or opposing expert challenges **QME WPI or apportionment** with data.
36
How long to object to QME specialty?
**10 days** (rep) / **15 days** (unrep) from panel receipt.
37
Define **expedited hearing**.
Quick WCAB hearing for **medical treatment or TD issues**.
38
Mnemonic
**“Expedite = emergency med/wage.”**
39
Attorney fee % in CA WC?
Usually **9–15%** of award, approved by WCAB.
40
Who pays QME fees?
**Requesting party** or **split if AME**; DWC fee schedule applies.
41
Can employee sue employer in civil court?
Rarely; only if **no WC coverage** or intentional harm.
42
Exclusive remedy rule means?
WC benefits are **sole remedy** for workplace injuries (with narrow exceptions).
43
Mnemonic
**“Exclusive remedy = WC only.”**