module 7 part 3 Flashcards

(27 cards)

1
Q

What is the age adjustment table in PDRS?

A

A chart that increases PD for older workers and slightly decreases for younger workers.

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2
Q

Mnemonic for age adjustment

A

“AGE ↑ PD.”

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3
Q

Why does older age increase PD rating?

A

Older workers have less ability to retrain or adapt, so disability has greater vocational impact.

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4
Q

What is the FEC (Future Earning Capacity) rank?

A

Each body part is assigned a rank (1–8) to reflect average earning loss for that injury type.

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5
Q

How is DFEC factor derived?

A

DFEC is a statutory multiplier linked to FEC rank to adjust WPI to standard PD.

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6
Q

Mnemonic for DFEC

A

“FEC drives Dollars.”

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7
Q

Can DFEC be rebutted?

A

Yes, but only with strong vocational/economic evidence that actual earning loss differs from the schedule.

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8
Q

Who can rebut DFEC?

A

Vocational experts with labor market data; not the QME.

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9
Q

What is the apportionment step in rating?

A

After final PD % is calculated, non-industrial % is subtracted to find the industrial PD %.

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10
Q

Mnemonic for sequence

A

“WPI → PD → Apportion.”

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11
Q

Why must QME describe activities of daily living (ADLs)?

A

AMA Guides impairment is based on impact on ADLs; required for valid WPI rating.

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12
Q

List core ADLs in AMA Guides.

A

Self-care, communication, physical activity, sensory function, hand activities, sleep, travel.

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13
Q

Mnemonic for ADLs

A

“SCaPSSHT” — Self-care, Communication, Physical, Sensory, Sleep, Hand, Travel.

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14
Q

What is add-on for complex regional pain syndrome (CRPS)?

A

CRPS is rated per AMA Guides neuro/skin sections; can increase WPI significantly if criteria met.

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15
Q

How does QME document CRPS?

A

Must use Budapest/AMA criteria and explain functional loss.

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16
Q

What is upper extremity impairment conversion?

A

Convert hand/finger/arm % to WPI using AMA Guides tables before applying PD adjustments.

17
Q

Mnemonic for extremity conversion

A

“Extremity → WPI → PD.”

18
Q

Why is laterality important in ratings?

A

Dominant hand/arm injuries typically result in higher WPI/PD than non-dominant.

19
Q

Can QME assign pain add-ons to psych claims?

A

No — pain add-on applies to physical WPI, psych ratings use GAF instead.

20
Q

What is GAF scale range?

A

0–100; lower scores = greater impairment; used to convert psych impairment to WPI.

21
Q

Mnemonic for psych WPI

A

“GAF Low → PD High.”

22
Q

What is sexual dysfunction impairment rating rule?

A

Only compensable if direct injury to reproductive organs or documented psychological impairment; must follow AMA criteria.

23
Q

What is sleep disorder impairment rating rule?

A

Sleep dysfunction is rated only if caused by work injury and documented per AMA Guides.

24
Q

Why are precise anatomic terms needed in WPI?

A

Vague language prevents correct conversion; body part must match PDRS codes.

25
What is the range of PD % used for indemnity?
PD can range 1%–100%; payments scale with % and pre-injury wages.
26
Mnemonic for PD payout idea
“% Drives Pay.”
27
Why is understanding conversion vital for QMEs?
Even though QME doesn’t set final PD, clear WPI allows fair and defendable ratings, reducing disputes.